Outsourced finance function & Fractional FD for £1m+ businesses · Paisley & Glasgow

What’s our real gross margin?

Total Clarity answers it.

Most owners can only guess the answers. See how many you can answer with our 60-second Clarity Test.

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What most owners seeWhat our clients see Drag across to bring the business into focus
2004Same building.
Same roots.
32 yearsalongside business owners
One teamrunning the whole finance function
32 years can’t be downloaded.Euan BrownYour new Finance Director & Strategist
The real problem

Simplify your finance and get your time back

A bookkeeper. A year-end accountant. Someone else on payroll. You watching the bank. A cash-flow spreadsheet and a CRM that doesn’t speak to the accounts. Every part may work. Nobody owns the whole picture, so you join the dots.

Today6 systems · 0 connected
Total
Accounting
You

You, joining the dots

The interesting part isn’t connecting the systems. It’s connecting the story.

You’re probably already paying for a finance function.

Just not one that works as a whole. Compare the whole arrangement, not just a year-end accounts fee.

Why not pay less for a better one?

What many owners pay for today

  • Finance employeeSalary£25k–£35k
  • Employer costs & coverNI, pension, holidays, absence£5k–£8k
  • Software subscriptionsAnd the spreadsheets around them£3k–£5k
  • External accountantYear-end and tax£5k–£8k
  • Payroll and ad-hoc advicePayroll bureau, one-off tax or FD help£2k–£4k
  • Your time joining the dotsEvenings and weekends5+ hrs a week
Every year£40k–£60k

One managed finance function

  • A whole finance teamNot one person
  • Shared systems and controlsContinuity and accountability
  • A clear view of the businessTotal Clarity
  • Experienced help acting on itEuan and the team
One monthly feeTypically around half of that

Indicative figures for a typical £1m+ business. Your fee is bespoke, fixed each month and paid by Direct Debit, with no long-term contract. We’ll talk real numbers when we meet.

Get your real numbers
How we can help

You raise your sales invoices. We do everything else.

We’re not accountants or bookkeepers. We’re your whole finance function, one team, built in.

We run your finance engine

AI-powered and paperless. Your data flows in automatically.

More

We’ve been paperless since 2002 and have fully embraced AI. Your bank, card, sales and purchase data flows to us automatically through the best accounting technology on the market, then our team checks it, reconciles it and keeps payroll and VAT running on time. We were front runners with this technology, and we still are.

Plan your tax all year round

Keep more of what the company makes.

More

We plan how you take money out of the company so you keep the most of it, and keep your tax exposure as low as it can lawfully be. We do it throughout the year, while there’s still time to act, not at the year end.

Total Clarity, not management reports

Your numbers live, not months later.

More

Total Clarity replaces the monthly management pack. Sales are live, purchases are a few days behind, we reconcile weekly and close each month properly, so what you see is accurate.

Your number two

A sounding board and strategist on tap.

More

Being the boss can be lonely. Your Finance Director is the person you call when things are good and when they’re not: a sanity check on pricing, buying an asset, hiring or a new system. He has owned a business for over 20 years.

See everything we do →

Explore Total Clarity

Built into your business.
Not bolted onto it.

Total Clarity is real-time management reporting, and a lot more. It replaces the monthly management pack: sales live, purchases days behind, reconciled weekly and closed properly every month. This is a demo construction business. Tap anything under “Needs attention”.

clarity.totalaccounting.co.uk · demo business

Honest about every number.

Live where it can be. Estimated where it has to be. Closed once we’ve checked it.

LiveCurrent data from your connected systems, with the time it was last refreshed.
EstimatedA current view using clear assumptions — for example, budgeted payroll until it’s processed.
ClosedA completed period, reviewed by Total Accounting, with a clear cut-off date.

Ask about your business.

Quick answers from your own figures. The bigger questions come to your Finance Director.

Choose a question above.
Answers the questions owners can’t
Gross margin29.0%est. · down 2.4 pts
Break-even£9.8kper working day
Budget vs actual–£11.5ksales behind pace
Projected year end£412kpre-tax profit
Corporation tax£103kprojected
VAT exposure£46kdue 7 Nov
Director’s loan£8.2kowed to you
Cash£186klow point £92k in Oct
Debtor days48up from 39
Stock£84k37 days on hand
Wages to sales31%target 28%
GP per employee£41.9kannualised

Demo business. Yours shows your own numbers, live.

Why you can trust it
LiveSales, as they happen
DaysPurchases, a few days behind
WeeklyBank reconciliations by our team
MonthlyA proper month-end close
Connects to your whole business

Shopify, Amazon, WooCommerce, Stripe, PayPal, Square, Klaviyo, HubSpot, Meta and Google Ads, GA4, social channels, EPOS, stock systems and vehicle trackers. If it has an API or an MCP server, we can connect it.

See everything in Total Clarity

See what Total Clarity could show your business.

Come and see us
The Clarity Test

Six questions. Be honest.

Most owners of growing businesses know their turnover and their bank balance. Fewer can answer these with confidence — not because they aren’t sharp, but because the financial information hasn’t kept pace with the business.

Total Clarity answers all six for our clients, every day. There’s no sign-up and no sales pitch. Just see where you land.

Could you tell me, today, with confidence…

    6 questions · 60 seconds · no sign-up
    Why Euan

    32 years can’t be downloaded.

    Your number two. The person you call when it’s good, and when it’s not.

    Don’t think of me as your accountant. I’ve owned a business for over 20 years and spent 32 alongside owner-managed businesses, so I know being the boss can be a lonely place. Pricing, buying a new asset, bringing in a new system, a tough month: call me first. A sounding board and a strategist on tap is invaluable. I focus on our larger clients and on Total Clarity, so the numbers you make decisions with are live and right.

    “I’m confident I’ll improve your profit margins and reduce your tax exposure. That’s the job.”

    WHATKnowing what happened is useful.
    WHYKnowing why it happened is more valuable.
    NEXTKnowing what to do next is where experience matters.
    A real finance team

    A full finance function behind every client.

    Two directors, two different strengths. Terri Ann makes sure your accounts, tax and payroll are done right and on time, every month. Euan focuses on growth: more profit, better decisions and the big calls, as your Finance Director. Behind them sit our accounts team, payroll department and tax team, with trusted specialist partners when you need more than finance.

    Euan and Terri Ann at Moncrieff House
    Growth

    Euan Brown

    Finance Director & Strategist

    Finds where your business makes and loses money, and what to change to make more of it. Technical depth and 32 years of commercial judgement, focused on profit, cash and growth.

    Control

    Terri Ann Lawson

    Accounts Director

    Over 20 years with us. She leads the accounts, tax and payroll teams and makes sure every deadline is met and every number is right. Day-to-day questions go straight to her.

    Accounts team

    Your books, every week

    Bookkeeping, reconciliations, VAT, month-end close and management accounts, checked by people who know your business.

    Payroll department

    Everyone paid, on time

    Payroll, pensions, auto enrolment and RTI, weekly to quarterly. Your staff never notice a thing.

    Tax team

    Tax planned all year

    Corporation tax, year-end accounts, director tax and profit extraction, planned as you go, not found out at the end.

    Specialist partnersA trusted network we introduce when you need more than finance.
    3 secondsEvery phone call answered within three seconds.
    Same dayEvery email answered the day it arrives.
    Straight awayQuick question? WhatsApp us and we answer it there and then.
    In personEvery meeting face to face. No hiding behind Teams calls.

    No waiting a week for a reply. No ticket numbers. Advice when you need it, not at year-end.

    Our story →

    AI, in your finance and across your business

    Everyone wants a piece of AI. Our clients already have it.

    We’re not shy about it: we’ve fully embraced AI. We’ve built our own systems to run your finance engine, so our senior team spends its time on advice, not data entry. And with our technology partner we build bespoke AI systems for the rest of your business: field service, bookings, marketing and websites, all feeding Total Clarity.

    Your finances improve, so does the whole company, and we keep improving everything, every month.

    • FasterSame-day service the big firms can’t match
    • CleanerData flows in automatically, checked by people
    • BespokeAI systems built around how you work
    Inside Moncrieff House

    Come and see us. The coffee’s good.

    Moncrieff House, Paisley
    Paperless since 2002
    A proper coffee
    No tricks. Just straight answers.
    Amber, head of client welcome
    Moving to us

    We can do the impossible. It just takes us a little longer.

    • SeamlessWe deal with your current accountant
    • 500+data conversions from almost every system
    • Fixedmonthly fee by Direct Debit
    • No tie-inno long-term contract
    How switching works →
    Come and see us · in person

    “If I could change one thing in your business today, what would it be?”

    That’s where we’ll start.

    In 60 minutes we’ll tell you more about your business finances than your previous accountant and finance team have in ten years.

    Start with a 15-minute call with Euan. If we’re a fit, we’ll arrange your meeting at Moncrieff House.

    We take on around 5 to 10 new clients a year, so every client gets real time with Euan.

    Come and see us Call us WhatsApp
    WhatsApp us